Sonora's beaches and coastal places at the
Sea of Cortez
described as the
in near future will get a major importance as a ocean front
secure areas to Live. No natural disasters or important effects
of the world climatic changes.
Fran Escobell - Senior Consultant and President
Secure OceanFront Place to Invest, Live or Visit"
More Americans and Canadians have retired in
than to any other country in the world!
Depending on where they settle, many are drawn by the incomparable
weather, gorgeous scenery, and inexpensive lifestyle. As our
correspondent there, Suzan Haskins, reports: “Prices of everything
are roughly one-third what they are in the U.S. and Canada.
Housing styles range from basic to luxurious, and all are
affordable on most retiree budgets.
“But it’s more than that, of course. Mexico is like a giant pot of
delicious stew—there’s a lot brewing and there’s something for
almost everyone. Modern and traditional, rich and poor, pagan and
pious, sweet and sour.
“Sure, Mexico has its problems. Every place does. But the allure
of its charms will cause you to ignore its blemishes. There are
countless reasons for the attraction…many people are drawn by the
low cost of living, but they stay because they fall in love with
the colorful setting and the laidback lifestyle—and the Mexican
“Mexicans, in general, are gentle, kind, soft spoken, and
excruciatingly polite. They greet everyone with a hug or, for
women, a kiss on the cheek. You rarely see children misbehaving or
hear them crying. Even the dogs are friendly.”
Here at International Living, we believe you don’t have
to be a millionaire to live like one. The trick, of course, is
knowing where to go. But we’ll make sure you do. We’ve been on
this beat for 30 years now. And Mexico is just one of many
beautiful, good-value, welcoming destinations you’ll hear about in
the weeks to come.
The real Mexico opportunity
some people, Mexico brings images of corruption and bribery...
that's the Mexico popularized by newspapers and television.
There's a real side of Mexico that you rarely see...
it’s the reason Americans are moving south of the border in
In many ways,
Mexico today is like the U.S. was 50 years ago–before big
government, big business, and special interests whittled away the
lifestyle our parents took for granted...
neighbors still trusted one another... and you could afford to
raise a family on one income...
more family-focused... more relaxed.
worry about random violence, mass shootings in schools and
shopping malls... Life seemed safer... children could ride
bicycles around town... they didn't worry about being abducted.
less crime... and less crime-fighting.
that life is now gone in the U.S. But in Mexico, it's still much
like that today. There, life is still relaxed, simple, and
still get quality health care without spending a fortune each
month. For instance, the government-funded health care uses the
same high-tech medical procedures that are available north of
the border. But the cost is significantly less–only $270
cost without any additional co-pay or deductible... and it
includes all of your medications.
You can get
car insurance from as little as $540 per year.
And, you can live comfortably, even hire a housekeeper–on just
$2,000 per month.
Our staff has
traveled extensively throughout Mexico. Some have even moved and
live there today. They've investigated the best places you can
still live a good, happy life... without giving up the
conveniences you're used to.
written a report based on their findings. It's called “Mexico's
Overlooked Retirement Havens – Retire in luxury without spending a
I'd like to
send you this report FREE if you'll also agree to have a no-risk
look at the newly updated Mexico – The Owner's Manual...
most people don't know about Mexico
most people never see the real Mexico. They get their ideas about
Mexico from the resorts and tourist shops they visit on their
UN statistics, you're 3 times more likely to be a victim of
crime in the U.S. than you are in Mexico.”
description isn't any more accurate than a person visiting
Disneyland, assuming they have seen the U.S.
And, for these
people, Mexico outside the tourist areas is the Mexico they've
seen on television... much like the old Wild West that the U.S.
was so long ago.
could be further from the truth. Contrary to what the press would
have us believe, Mexico is actually safer than the U.S.
UN statistics, you're 3 times more likely to be
a victim of crime in the U.S. than you are in
statistics paint the picture even more clearly... The
murder rate (per 100,000 people) in Baltimore is
43.3... in Washington DC it is 29.1...
and in Detroit 47.3... But in Mexico, the
murder rate again is just a third of that... about 13.
tell you that there are certain neighborhoods in Los Angeles,
Washington, or Detroit you should avoid. That's where the crimes
happen. Likewise, people living in Mexico would tell you about
isolated areas in their country (like in Mexico City, or those
along the border) that you should avoid.
when people vacation, they often leave their common sense at home.
And sometimes they do risky things they wouldn't otherwise do.
The truth is,
people in Mexico are more honest, friendly, and welcoming than the
media would have you believe.
And there is a
lot more to Mexico that most people just don't know...
to U.S. government figures, Mexico's economy moved ahead
of Canada's last year, making it the 12th
largest economy in the world.
BusinessWeek reported on Mexico's growth too,
saying, “The ranks of that middle class have swelled to
record levels... Millions have access to mortgages, solid jobs
provide security, and a class of strivers saves to put its kids
U.S., Mexico is one of the world's largest oil exporters and
sells 1.7 billion barrels of oil to the U.S.
each day. As a result, Mexico's economy is actually strengthened
by today's rising oil prices.
stock market has also taken off. In fact, over the past five
years, Mexican markets have outperformed U.S. stocks (as
measured by the S&P500) by 10 to 1.
Mexico's government has launched a 5-year, $250 billion
program to build new highways, railways, airports and ports
throughout the country.
there are countless state-of-the-art hospitals
and care homes being built specifically to
service the aging baby boomers arriving from north of the
give you all the conveniences of modern life that you're used to.
It has a stable government and a First-World infrastructure,
including high-speed internet, mobile telephone networks,
high-tech medicine, paved multi-lane freeways, and much more.
millions of people, Mexico is still largely undiscovered. They
know nothing, or very little, of the wonderful benefits this
country has to offer.
But with the
amount of changes taking place, we don't believe that the real
Mexico will stay undiscovered for long...
Mexico’s Vibrant Economy and Strong Peso
Investing in Mexico Particularly Safe
growing GDP, a higher level of foreign direct investment than
any other Latin country, and a current political climate that is
more pluralistic and open to investment than any other of the
last seven decades, investing in Mexico today offers high
rewards with limited risk.
The peso is strong. Direct foreign investment
is at an all-time high. It all bodes well for your investment in
Mexico. You don’t have to worry about radical revaluation of the
currency, or that social unrest will unseat the government.
Mexico is well positioned for growth.
Why Investing in Mexico Makes so Much Sense
Investing in any foreign country comes with
certain risks. There’s the strength of the country’s currency to
consider, the health of its economy, its openness to foreign
investment, its relative political stability, and the
transparency of its laws. In many places around the world, the
risks are high in nearly all of these categories.
Expanding Global Trade Relations
Mexico shares more than a 2,000-mile border
with the United States. Yet many people have strikingly outdated
conceptions of Mexico. The fact is that since the passage of the
North American Free Trade Agreement (NAFTA), Mexico has been,
and continues to be, a major player in Western Hemisphere and
world politics and economics.
Post-NAFTA Mexico boasts an incredibly
resilient economic environment. In the 16 years NAFTA has been
in effect, foreign investment has almost doubled, from $5–6
billion to $10–12 billion a year. In 2001, inflation in Mexico
fell to a 30-year low, and the flow of foreign capital into the
Mexican stock market rose more than 6%, helping make it the
seventh best performing stock market on the planet. In 2002,
Standard and Poor’s and Fitch and Moody’s upgraded Mexico’s
sovereign debt to investment grade, and foreign direct
investment rose almost 11% over 2001 levels, totaling more than
$30 billion in June of that year. And in 2003, JP Morgan added
Mexico bonds to its Government Bond Index, making them
attractive to institutional investors.
Also in February 2003, The Wall Street Journal
published an article entitled “Mexico Real Estate Is a Haven for
U.S. Institutional Investors.” Here’s an excerpt: “War anxieties
abroad, sluggish returns at home, and Mexico’s recent
recognition as investment-grade by all three major U.S.
credit-rating agencies are behind the surge of U.S.
institutional cash seeking a haven in
Mexican real estate. According to industry analysts in both
countries, more than $1 billion has washed into Mexico from U.S.
institutional investors over the past eight months, and a lot
more is on the way.”
Mexico’s Strong Peso
Mexico’s peso is strong and has remained so
against the dollar over the last few years. The peso has been
buoyed in part by the significant foreign investment in Mexico
and also by recent capital flight from Argentina. A strong local
currency bodes well if you’re considering a direct investment in
Mexico. You won’t have to contend with the wild swings in
property pricing that you might find elsewhere.
Infrastructure Improvements Further
Facilitate Mexican Investment, Trade, and Tourism
The last two presidents have seemed committed
to allocating funds for new and expanded roads, ports, and
telecommunication infrastructure. This goes hand in hand with
increased privatization, which will allow concessions in the
national airport network and the telecommunications sector. The
idea is that all of those improvements will further encourage
and facilitate commerce.
Why You Should Consider Investing in Mexico
Although the Mexican government does not offer
any direct incentives to promote investment in Mexico, there are
many benefits to
purchasing real estate in Mexico. The
property taxes in Mexico are miniscule compared with the
U.S. and Canada, usually costing just a few hundred dollars per
year. It is also very easy to be exempted from paying the
capital gains tax—you just have to prove that you resided in the
property for at least six months. The appreciation in many
areas, especially on the coasts, can be very high, with 50% or
more per annum being a realistic number. And above all, buying
Mexican real estate is safe and easy, with more and more
financing sources available to U.S. and Canadian residents
through both U.S. and Mexican banks.
The Best Places in Mexico to Invest in Real
Wherever you go in Mexico, the friendly people
will charm you, the natural beauty will seduce you, and the
remarkably affordable cost of living will entice you to stay. As
is true in any country, real estate in some areas is more
affordable than in others. And different places, of course,
appeal to different people. If you want extensive
infrastructure, ease of access, an established expatriate
community…you can have all that. On the other hand, if you’re
looking for a little slice of deserted
Mexican beach away from it all, you can find that, too…and
all of it at surprisingly reasonable prices in
the Sonora's Coasts (you can start here).
BUY Properties in Mexico
Foreigners purchasing real estate
in the “restricted zone” 100 kilometers, (62 miles) of any Mexican
border and 50 kilometers, (31 miles) of any Mexican coastline do
so by means of a ‘fideicomiso’ or real estate trust with a Mexican
Bank, as the Mexican Constitution prohibits direct ownership and
by Mexican law, all real estate transactions must be processed by
any one of many government approved Public Notaries.
The bank, as the trustee, has a fiduciary obligation to follow the
instructions given by the buyer or beneficiary of the trust. At
the time the trust is formed, the buyer can and should designate
and provide the bank with specified information and personal
instructions regarding any sub-beneficiaries he/she wants to
include in the trust document (fideicomiso), to safeguard the
investment in the event of sudden death or mental incapacity of
the beneficiary(fideicomisario) within the duration of the trust.
However, although the bank holds title to the property and is the
registered owner, the buyer as beneficiary (fideicomisario),
retains all the rights of ownership, including the use, enjoyment,
lease or sale of the trusted property, without limitation.
‘Fideicomisos’ or trust agreements are currently issued for a
period of 50 years which can be renewed a minimum of six months
before they expire. The bank charges for the government permit,
its registration with the proper authorities, an initial fee for
establishing the trust and a yearly fee to maintain it. It extends
the right to the beneficiary (fideicomisario) to make changes or
modifications throughout the duration of the trust; however,
additional charges do apply and are generally stated in the trust
Once the bank has received all the necessary documentation from
buyer, seller and the permit from Foreign Relations, it is
presented to the Public Notary. In the Notary’s office, the final
document is compiled and signed by the buyer, seller and later by
the bank’s legal representative. Notary fees include various
payments to government departments for transfer of ownership,
registration, as well as office and service fees which are based
upon the sale price. Generally, the buyer is responsible to pay
all closing costs, which include both the bank and Notary fees and
the seller is responsible for payment of any Capital Gains, (Impuesto
Sobre la Renta).
Various factures can influence the choice of both the particular
bank (trustee or fiduciario) that will execute the trust agreement
with the seller (trustor or fideicomitente), purchasing the
property on behalf of the foreigner, as well as the Public Notary.
Your real estate agent will provide you with assistance and
information to simplify the selection process, advise you
regarding any additional information or documentation required for
the formation of the ‘fideicomiso’ and guide you through the
various steps and stages to its completion.
in Mexico -
Retiring to Mexico is becoming a popular and economic way to make
your golden years a comfortable and relaxing experience. Many
Americans and Canadians are now realizing the affordability and stability that
retiring to Mexico can offer. With our special financing,
opportunities, building your dream home is within reach!
Video that confirm our facts:
and Events Organization-
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interest or comments
Information & Sales:
Phone: + 52 1 ( 662) 125-1453
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Hermosillo Sonora, México